Welcome to DNDBNO Financial Services LLC (“DNDBNO,” “we,” “us,” or “our”).

By accessing our website, enrolling in our services, communicating with us, or participating in any of our programs, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

Mobile Messaging Terms & Conditions

DNDBNO Financial Services LLC operates a mobile messaging program (the “Program”) subject to these Mobile Messaging Terms and Conditions (“Mobile Messaging Terms”). By opting into our SMS communications, you agree to these Terms and our Privacy Policy.

Program Description

We may send promotional and transactional text messages related to our services, including but not limited to:

- Appointment reminders

- Service updates

- Onboarding instructions

- Document requests

- Credit education content

- Promotional offers

- Important account notifications

- Community and event updates

Messages may be sent using automated technology, including an automated telephone dialing system.

Message frequency may vary depending on your interaction with our services. Standard message and data rates may apply based on your mobile carrier plan.

We do not guarantee message delivery and are not responsible for delayed or undelivered messages.

User Opt-In

By providing your phone number through our website, forms, consultations, or communications, you voluntarily consent to receive recurring SMS messages from DNDBNO Financial Services LLC, even if your number is listed on a state or federal Do Not Call registry.

You confirm that:

- You are the owner or authorized user of the mobile number provided

- The information you submit is accurate

- You are at least 18 years old

Participation in our messaging program is voluntary and is not required to purchase services.

User Opt-Out & Support

You may opt out of SMS communications at any time.

To stop receiving messages, reply:

STOP

You may also use:

QUIT
CANCEL
UNSUBSCRIBE
OPT-OUT

After opting out, you may receive a final confirmation message.

For assistance, reply:

HELP

Or contact us directly:

DNDBNO Financial Services LLC

📧 [email protected]
📍 Arlington, Texas
📞 469-638-9588
🌐 www.dndbnofinancialservices.com

Eligibility

By using our services, you confirm that:

- You are at least 18 years old

- You are legally capable of entering binding agreements

- You are providing accurate information

We do not knowingly collect information from individuals under 18 years of age.

Credit Repair Disclaimer

DNDBNO Financial Services LLC provides credit consulting and financial education services. We do not guarantee any specific credit score increase, approval outcome, or financial result.

Results vary based on:

- Individual credit profiles

- Accuracy of information provided

- Creditor responses

- Financial behavior and history

We do not provide legal advice, tax advice, or financial investment advice.

Client Responsibilities

By enrolling in our services, you agree to:

- Provide truthful and accurate information

- Submit requested documents promptly

- Maintain communication throughout the process

- Continue making required payments on active accounts unless advised otherwise by a licensed professional

Failure to cooperate may affect service outcomes.

Payments & Billing

All fees, payment schedules, and service details will be disclosed prior to enrollment.

By purchasing services, you authorize DNDBNO Financial Services LLC to process payments using the payment method provided.

Missed or failed payments may result in:

- Service interruption

- Removal from active programs

- Additional administrative actions

- All sales are subject to the terms outlined in your service agreement.

Intellectual Property

All website content, branding, graphics, educational materials, logos, and service content are the property of DNDBNO Financial Services LLC and may not be copied, reproduced, or distributed without written permission.

Limitation of Liability

To the fullest extent permitted by law, DNDBNO Financial Services LLC shall not be liable for:

- Indirect damages

- Lost profits

- Delayed results

- Credit decisions made by lenders

- Service interruptions

- Carrier delivery failures

Services are provided “as-is” without warranties of any kind.

Modifications

We reserve the right to modify these Terms and Conditions at any time without prior notice.

Updates become effective immediately upon posting to our website. Continued use of our services constitutes acceptance of any revised Terms.

Governing Law

These Terms shall be governed by the laws of the State of Texas, without regard to conflict of law principles.

Contact Information

DNDBNO Financial Services LLC

📧 [email protected]
📍 Arlington, Texas
🌐 www.dndbnofinancialservices.com
📞 469-638-9588